Credit Bureau of Howell County LLC

D/B/A Credit Bureau Associates

Nationwide Reporting and Collection Service

Credit Bureau of Howell County LLC
604 West Broadway
West Plains, MO 65775
ph: 417-256-7169
fax: 417-256-9086
alt: 1-888-263-5430
credit@centurytel.net

Credit Reporting Service

The Credit Bureau of Howell County can provide clients under contract access to nationwide reporting services. Members of the Credit Bureau may receive credit reports by mail, fax or through your Internet connection. For assistance in screening credit applicants, tenants, etc., these reports may contain public information such as tax liens, judgments and bankruptcies. They also may include collection and payment history on revolving, installment and open accounts. Give your business this necessary and resourceful tool to build a profitable market in today's professional world.

Our helpful staff can assist you in determining which plan will work best for your company. Extent and frequency of requests will be considered in planning your membership access structure and the best pricing option to suit your needs. For membership and discount pricing information, please contact our office: by phone at (417) 256-7169 or by means of: credit@centurytel.net. Please use "Website Inquiry" as your Subject Line.

FACT ACT

FREE ANNUAL CREDIT REPORT

Legislation regarding credit file disclosures at no charge, enacted in December 2003 by the Fair and Accurate Credit Transactions (FACT) Act, began to take effect in December 2004. According to the FACT Act, everyone has free access to their credit file from the 3 major credit reporting agencies once each year. Individuals may take advantage of the mandated free Annual Credit Report by requesting their three reports at one time or may extend the benefits of overseeing their credit file over the course of the year by ordering one each (Equifax, Trans Union, or Experian) at intervals of about four months.

The website AnnualCreditReport.com was mandated by law and the basic report is truly free-of-charge. We recommend visiting this site each year and carefully reviewing your free credit report. If a credit score is requested, a small fee will be charged for the score.

If within the next 12 months, you need another copy of your file and score, we recommend clicking on the link to our affiliate, Equifax. The charge for each report or service will be clearly marked.

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